Insurance

Insurance requirements

CAP 722 legislates that all non-recreational flights require a minimum of Third Party Insurance cover iaw (EC)785/2004. Insurance companies may not offer such cover unless you have first received appropriate training from an RAE such as 3iC.

This cover is also required before any Practical Flight Assessment (PFA) takes place. As a 3iC client, you may be able to obtain free insurance cover for your PFA from one of the companies listed below.

Client recommended Insurance companies

Previous clients have recommended the insurance companies listed below. Coverdrone offers quick quotes and a flexible service which is highly valued by our clients.

Please note: we are allowed to recommend companies, but we cannot recommend specific products.

Coverdrone

We think you should speak to the same person every time you call. So we appoint dedicated advisors to our customers. You’ll always know who you’re dealing with and more to the point, we get to know you and your requirements in detail.

Coverdrone was the first Insurer to offer specialist cover to commercial drone Operators – a fully comprehensive aviation insurance product for the unmanned aircraft (drone) industry. We offer bespoke protection, including full cover whilst in flight, aviation liability, data protection and invasion of privacy, plus many other additional features.

Most important, we give you complete peace of mind. Coverdrone is fully compliant with EU regulation EC785/2004.

Coverdrone.com

Flock

We are doing things differently with our pay-as-you-fly drone insurance app ‘Flock Cover’. It’s a flexible alternative to an annual policy, as it allows you to purchase hull and Public Liability insurance for 1-8 hours.

Flock offers flight assessment insurance from £6, and you can get your proof-of-insurance document for your GVC application through the app without having to spend a penny. Once qualified as a commercial pilot, policies start from just £5 for up to 8 hours of cover. You can also customise your Public Liability limit to suit the needs of the job, with options ranging between £1-10M.

Rest assured, Flock’s policies are EC785/2004 compliant, and you can reach our support team instantly through live chat in the app. Flock Cover is free to download on both iOS and Android devices.

Flockcover.com

Moonrock

At Moonrock we recognise it is essential that your insurance allows you to focus on your business, so in the event of an incident causing damage to your drone, our team of dedicated advisors will get you back in the air ASAP.

As well as offering insurance packages from as low as £31 per month, we can tailor any policy to your needs, including varying your Public Liability exceeding standard amounts, to £10M or beyond and insure drones of higher value.

We are the only company offering material damage to your drone and Public Liability cover for your flight assessment for £45 which we will return in full to you when you get your GVC and upgrade to one of our annual policies.

Moonrockinsurance.com

Insure4drones

We understand how important drone insurance is to get your business off the ground. Insure4Drones are here to take away the hassle, so you can concentrate on reaching new heights.

Our drone insurance has been designed with all types of commercial drone applications in mind. From SUA aerial photography to farming with a quadcopter, whatever you use your UAS for commercially, we’ve got you covered.

We’re here to give you the total peace of mind that you, your drone and equipment are protected. Time is money, so we’ve made it really quick and easy for you to get the tailored RPA cover you need at the best price.

Insure4drones.co.uk

FPV UK

(Non Commercial)

FPV UK is an association of drone and RC model pilots. Members join online and get their certificate instantly.

Members are covered by £5m public liability insurance for all their recreational flying in the UK and Europe, for only £19.99 per annum. Flight Test Cover costs just £12 per year and adds cover for both training for and taking your GVC practical flight test.

FPV UK also provides advice and support, and represents its members with national regulators such as the Civil Aviation Authority (CAA), the National Air Traffic Service (NATS) and the Department for Transport (DfT) to protect flying rights.

Members also benefit from special offers and discounts with selected partners in drone repairs, accidental damage insurance, drone equipment and all sorts of outdoor clothing and equipment.

fpvuk.org